BILL Spend & Expense

Navan

Perk (the TravelPerk rebrand) is a travel and spend platform, not a ledger. Employees book flights, hotels, trains, and cars inside the app. Policy applies at booking. Receipts get photographed on the phone, matched to a card charge or claim, and checked against the same rules. Finance exports or syncs coded expenses into the accounting system instead of rebuilding the trip from inboxes.

It does not replace QuickBooks Online or Xero. The trip record lives here, then a spend export or a Xero connector (DATEV and Xero on Spend Premium) hands coded lines to the books. That is the opposite of Ramp (a card program with travel on the same login) or Expensify (a phone camera for out-of-pocket receipts). Navan is the closer US booking-plus-expense stack if you want a product you can start without a waitlist. Confirm QuickBooks Online on Perk's US connector list before you buy; the public Spend table we saw did not list it.

People who stick with Perk are usually teams that already book travel every month and want the same rules on the fare and the dinner. They care most about travelers staying in one app, and finance getting a coded trip instead of three inboxes.

Employees search flights, hotels, trains, and cars in the app. Starter includes one travel policy. Premium includes 10. Pro is unlimited. Out-of-policy options can be blocked or routed before the money leaves.

Book the trip in policy

Photograph a receipt on iPhone or Android. Perk reads the line items, matches the card charge, and applies expense rules (10 on Spend Premium, unlimited on Pro) before the report sits in a queue.

AI receipt capture and policy check

Issue unlimited physical, virtual, and lodge Platinum Visa debit cards at no extra card fee. Set spend limits. Premium lists 0.5% cashback; Pro lists 1%. External card feeds are one per entity.

Perk Visa debit cards

Booked travel can spawn the expense, assign a per diem, and attach the itinerary so meals and ground transport sit on the same trip instead of three personal-card claims.

Trip and expense as one record

Spend Premium includes a spend export file plus DATEV and Xero connectors. Pro adds the rest of their ERP connectors and an OpenAPI. Confirm QuickBooks Online on the North America list before you buy.

Export or sync to the books

The Perk app (iOS and Android) holds the itinerary, live flight updates, receipt camera, card requests, and travel approvals so the traveler does not need a laptop at the hotel.

Mobile booking and approvals

Perk combines travel booking, expenses, AI policy checks, and Visa debit cards. Published US prices, the catch, and who should skip it.

Perk Review: Travel, Expenses, and Policy in One Platform

Perk

Travel Starter

Travel Premium

Spend Premium

Spend Pro

Mobilexpense is a solution designed to automate expense submission, approvals, and reconciliation, providing real-time visibility over every euro spent. It integrates with existing finance tools to eliminate data silos and offers a user-friendly app for employees. The platform supports various business sizes, from small teams to global enterprises, ensuring precise control over company spending.

Real-time visibility and configure custom approval workflows.

Expense Management

Bring your own or use our cards with granular control over employee spend.

Business Credit Cards

Connect your favourite tools and control spending everywhere.

Integrations

Generate clear, auditable emissions data.

CO₂ Tracking

Manage expenses for travelling teams simply and reliably.

Travel Management

Mobilexpense

Declaree

Webexpenses is an easy-to-use, smart expense management system that helps finance teams automate expense tracking, reporting, and approval. It provides real-time visibility into employee spending and maintains full control and compliance across businesses. The platform automates every stage of the expense process, from receipt capture to reimbursement, enhancing efficiency and reducing errors.

Gain immediate insights into spending and reporting.

Real-time tracking & reporting

Automatically flag policy breaches and monitor employee spend.

Policy enforcement

Streamline the process of reclaiming VAT.

Simplified VAT reclaims

Manage corporate cards effectively at the point of transaction.

Corporate card management

Simplify the approval process with customizable workflows.

Flexible & easy approvals

Webexpenses

Essential

Scale

Volopay is a comprehensive expense management platform designed to streamline financial operations for businesses of all sizes. It offers a suite of tools including corporate cards, automated accounting, and expense reimbursements, all integrated into one platform. With features like real-time transaction tracking and multi-level approval workflows, Volopay helps businesses optimize their spending and reduce administrative burdens.

Issue physical and virtual corporate cards to manage expenses efficiently.

Corporate Cards

Track all transactions in real-time on a single dashboard.

Real-time Expense Tracking

Set up to 5 levels of approvers for payments to minimize errors and fraud.

Multi-level Approval Workflows

Streamline vendor payments and invoice management with automation features.

Automated Accounts Payable

Hold and manage funds in multiple currencies for international transactions.

Multi-currency Wallet

Volopay

TravelBank offers an all-in-one platform for managing corporate travel and expenses, providing tools for expense tracking, travel management, and card reconciliation. The platform integrates with various corporate cards and allows for real-time visibility into business spending, helping companies optimize their travel expenses while ensuring compliance with company policies.

Streamline expenses and improve visibility into business spend.

Expense Tracking

Book flights, hotels, and cars with custom budgets and approvals.

Sync with all corporate cards to reconcile transactions and create virtual cards.

Card Management

Customize and export data to monitor spend and compliance.

Premium Insights

Sync your current software with TravelBank for a seamless experience.

Travelbank

Spendesk is a spend management platform that connects all types of company spending, including cards, accounts payable, and expenses, into one integrated system. It is designed to provide real-time visibility and control over finances, enabling finance teams to automate workflows and make smarter spending decisions. Spendesk is trusted by over 5,000 finance teams across Europe and aims to transform finance into a growth driver rather than a cost center.

Full flexibility for teams with complete control for finance.

Smart Corporate Cards

98% of receipts collected automatically without the need for chaser emails.

Automated Expense Management

Streamline invoice management and gain control over payments.

Accounts Payable Automation

Monitor budgets in real-time to ensure financial control.

Real-time Budget Monitoring

Connect with various accounting and business tools to keep data flowing.

Seamless Integrations

Spendesk

Foundations

CFO Connect Pro

Soldo is a spend management platform designed to help businesses control their expenses in a decentralized manner. It offers features for managing discretionary, travel, entertainment, and operational spending, allowing companies to gain visibility and control over their financial activities. With a focus on reducing administrative burdens, Soldo empowers finance teams and employees alike to manage spending effectively.

Enforce policies & limits on company spending.

Spend Controls

Track the impact of spending against budgets.

Budget Management

Automate approvals and streamline expense management.

Expense Review

Accounting Automation

Gain clear insights into spending patterns.

Reporting & Analytics

Soldo

Sage Expense Management (formerly Fyle) offers real-time expense management on existing credit cards, allowing teams to submit receipts via text. The platform automates expense coding, matching, and syncing to accounting software, streamlining the expense management process. With features like receipt tracking, card reconciliation, and accounting integrations, it simplifies expense reporting for businesses.

Easy receipt submission and automatic data extraction.

Receipt Tracking

Effortless capture, coding, and tracking for every expense.

Automated matching of receipts and transactions for your existing cards.

Card Reconciliation

2-way sync of audit-ready expense data with your accounting software.

Accounting Integrations

Submit, track and approve corporate card expenses on the go.

Mobile App

Sage Expense Management

Growth

Business

Enterprise

Rydoo is a leading business expense management solution that automates and streamlines processes for high-growth companies and enterprises. It offers features such as real-time expense capture, AI-driven approvals, and comprehensive reporting tools. With integrations to over 35 finance, ERP, HR, and travel tools, Rydoo ensures seamless synchronization across your financial tech stack.

Capture expenses in real-time using the mobile app or desktop, including receipt uploads and mileage logging.

Real-time Expense Capture

Managers can use AI to detect out-of-policy claims and automate approvals for low-risk expenses.

AI-Driven Approvals

Finance teams gain complete control and visibility over employee spending with real-time dashboards and automated reports.

Comprehensive Reporting

Analyze all expenses with AI to detect non-compliant spend and reduce manual reviews.

Smart Audit

Smart virtual and physical corporate cards for one-time and recurring purchases.

Rydoo

Essentials

Rho is a financial platform designed for startups and scale-ups, offering business banking, corporate cards, and expense management. It provides instant access to accounts, cards, and treasury management with dedicated support. Rho helps businesses streamline their financial operations, enabling them to focus on growth rather than administrative tasks.

Rho Expenses handles reimbursements and organizes every transaction in real time.

Pay vendors easily by scanning invoices with AI and routing approvals automatically.

Vendor Payments

Banking, cards, and treasury sync automatically to keep books clean and audit-ready.

Automatic Syncing

Get hands-on onboarding and dedicated support with response times under a minute.

Dedicated Support

Manage your finances on the go with the Rho mobile app.

Pleo is a leading expense management solution in Europe, designed to help businesses manage and optimize their spending. With Pleo, teams can use smart company cards for their purchases while finance departments handle invoices and expense reports efficiently. The platform offers seamless integration with various tools, providing businesses with full visibility and control over their expenses.

Pleo provides physical, virtual, temporary, and subscription cards for secure spending.

Smart Company Cards

Easily process and pay invoices with Pleo's automated accounts payable solution.

Automated Invoice Processing

Track, review, and manage employee expenses seamlessly within the platform.

Gain detailed insights into company finances with comprehensive expense reports.

Real-time Insights

Set customizable spending limits and approval workflows to manage expenses effectively.

Pleo

Starter

Advanced

Beyond

Payhawk is een AI-native platform dat bedrijven helpt bij het beheren van hun uitgaven, inclusief kaarten, facturen, reizen en inkoop. Het biedt een centrale plek voor financiële processen, waardoor teams meer controle en automatisering ervaren. Met internationale betalingsmogelijkheden via J.P. Morgan kunnen bedrijven wereldwijd eenvoudiger en voordeliger betalen.

De AI van Payhawk automatiseert goedkeuringsprocessen en documentbeheer, waardoor handmatig werk wordt verminderd.

AI-gedreven automatisering

Betaal wereldwijd in 115 valuta's met aantrekkelijke wisselkoersen en cashback op kaarttransacties.

Internationale betalingen

Beheer en synchroniseer alle financiële processen op één platform, inclusief goedkeuringsprocessen en budgetten.

Volledige controle

Automatische afstemming van uitgaven en minder handmatig werk versnelt de financiële afsluiting.

Snellere maandafsluiting

Payhawk

Expensya est une solution de gestion des dépenses qui automatise et contrôle les frais d'entreprise, offrant une transparence totale sur les dépenses. Elle permet aux équipes financières de gérer les notes de frais facilement, tout en offrant aux employés une expérience sans friction. Grâce à des intégrations avec divers outils, Expensya facilite la synchronisation des données financières et la conformité aux politiques internes.

Automatise la création et la gestion des notes de frais via une application mobile.

Gestion des notes de frais

Permet aux employés de dépenser dans un cadre prédéfini avec des cartes physiques ou virtuelles.

Cartes de paiement

Connecte facilement Expensya à des outils de comptabilité, ERP, RH et paie.

Intégrations

Gère les frais professionnels transfrontaliers et en devises.

Multi-devises et multi-pays

Archive légalement les dépenses avec un accès sécurisé.

Archivage légal

Fournit des tableaux de bord et des rapports pour une meilleure prise de décision.

Analytics

Expensya

Center® provides real-time visibility into employee spending with an integrated corporate card and expense software. It aims to transform spend management with a more configurable, extensible, and intelligent solution. The platform offers dedicated support and self-service resources to assist users effectively.

Get real-time insights into employee spending.

Real-Time Visibility

Automatically captures spend as it happens.

Integrated Corporate Card

Access help from a dedicated support team.

Utilize on-demand resources to keep teams moving forward.

Self-Service Resources

Center

Airbase, a Paylocity Company, offers advanced spend management capabilities integrated with Paylocity’s robust HCM platform. This unified approach provides real-time visibility, improved financial planning, and enhanced control over company spending. The platform connects HR, Finance, and IT, empowering organizations to manage payroll and non-payroll expenses seamlessly.

Advanced capabilities for managing company spending.

Spend Management

Provides insights into financial planning and control.

Seamlessly connects HR, Finance, and IT functions.

Integration with HCM

Airbase

Mercury is a fintech company that provides online business banking services tailored for startups, small businesses, and scaling companies. It offers free checking and savings accounts, credit cards with cashback rewards, and tools for payments and invoicing. Mercury integrates with popular accounting software like QuickBooks, Xero, and NetSuite, and features AI-powered automations to streamline financial tasks.

No monthly fees, account minimums, or overdraft fees.

Free Business Banking

Cashback Credit Cards

Automate financial tasks to save time and reduce busywork.

AI-Powered Automations

No-Fee USD Payments

Create and send invoices directly from your Mercury account.

Invoicing Tools

Mercury

Mercury Plus

Mercury Pro

Rippling is a comprehensive workforce management platform that unifies HR, IT, finance, and payroll operations into a single system. It enables businesses to manage the entire employee lifecycle, from onboarding to benefits administration, while automating various HR tasks. The platform is designed to help companies grow faster by providing a seamless experience across multiple functions.

Manage and automate all workforce operations from onboarding to offboarding.

Unified Workforce Management

Unlock business-critical insights and delegate tasks to AI tailored for HR, Payroll, IT, and Finance.

💳Spend Management & Corporate Cards